Cebuana Lhuillier Pawnshop is the leading pawning service in the Philippines with higher appraisal rates. We offer money remittance, micro savings, microinsurance & other financial services. Formally established in 1988, the PJ Lhuillier Group of Companies (PJLGC) is a dynamic, multi-industry company that owns and operates businesses dealing with financial services such as pawning, remittance, microinsurance, and business to business micro loan solutions. We also ventured into other industries such as retail, hotel and restaurant management, IT, sports management, and real estate. We are the proud parent company of Cebuana Lhuillier, the Philippines’ leading and largest non-bank financial services provider specializing in pawning, remittance, and micro insurance. We attribute our dominance in the industry to innovation, to our robust network of local and international partners, and to our commitment to nurture our growing clientele.