IOU Notes is a user to user based credit and lending platform that provides individuals and businesses with the ability to provide credit and/or lend money to other individuals and businesses using an IOU (I Owe You) form of currency.

Securely and easily setup and track transactions, establish repayment terms of choice (1- 24 months), (0% - 5% interest rate) and other related functions with others in one convenient platform from account signup through to funds settlement.

IOU Notes is not based on a person's traditional credit score (FICO) or report, but rather on your IOU Credit score and report. This is based on your performance of paying back others on the IOU platform.

Go to www.iounotes.com for FREE Account and Get Started Now!