PJO Insurance Brokerage is an independent insurance agency that draws on the best resources in the insurance industry to offer you the best products and services for your needs. Maintaining the resources and flexibility that are essential to the insurance market ensures our clients receive quality insurance products, superior customer service, and access to an experienced commercial insurance broker that is familiar with your company’s industry and specific risks. Whether you are looking to renew or update your current insurance coverage, or you are about to launch a new business venture in California,  PJO can assist you. Just a few of the coverages we can offer from a wide range of carriers include:

Errors & Omissions / Professional Liability

Commercial General Liability Insurance

Directors & Officers Liability

Product Liability Insurance

Umbrella / Excess Liability 

Inland Marine / Property Insurance

Cyber Liability Insurance

When trying to acquire insurance for your California business, reviewing the plans and coverage and exclusion options can be confusing and frustrating. Different business insurance policies can cover different operational aspects of a business, and your first priority should be finding the policies that fit your company’s needs. A General Liability Insurance policy is a necessity for almost every business, large or small, and additional policies can protect you from claims against your product, services, errors, or cyber security. Always remember that a single significant lawsuit or claim, whether you are at fault or not, can put your company at risk of closing down. No matter what your profession is, business liability insurance is a must to protect your company from financial disaster. Some industries even have specially tailored protections such as:

● Contractors of any license class such as electricians, plumbers, roofers, etc

● Restaurants, bars and night clubs

● Residential care facilities such as nursing homes and independent living communities.

● Child day care programs

● and others!

At PJO Insurance Brokerage, our main objective is to see that your business is properly insured against your potential risks, as a first step in your business plan. No two companies are the same and we have access the the carriers and resources to design the right plan for your business. Contact PJO to discuss your insurance needs.