Rent To Own' allows you to live in your dream home today, enjoy the benefits of homeownership, even if you have poor or no credit. Homeownership is the dream for many, yet for a lot of us it's not so easy. Maybe you've had your credit destroyed in your younger days, or what if you've just moved to Canada and have no existing credit but enough cash to pay for a down payment? Or maybe you've just never owned a credit card, you pay your bills all the time with cash, but the bank won't let you qualify for a mortgage. That's where to Rent To Own comes in.