Hey, I’m Ric Lazare, your Kelowna Mortgage Broker. You know when someone says “I have a guy”… well, when it comes to finances, a lot of times they are referring to me. I’m a licensed mortgage broker and an independent insurance and investment advisor, which means I see the bigger financial picture and can help you with all of your financial planning needs. In today’s complex world of finances, it really does take a team, that’s why I spend a lot of my time handling mortgage transactions, while using my many years of business and financial experience to make suggestions to my clients, and then introducing them to the right people. My services include: Commercial Mortgages Renewing or Switching Your Mortgage Home Equity Loan Repair Your Credit CHIP Reverse Mortgage Pre-Approvals and First Time Buyers Consolidation Loan Self-Employed Mortgages Investment and Vacation Properties I look forward to connecting with you. I would love to be your guy!